Individual & Family Life/Disability Insurance

Individual & Family Life/Disability Insurance

In 2020 only 54% of Americans had life insurance. The long-term consequences can be devastating.


Why work with United Insurance? It’s all about relationship.

When the financial security of your family is at risk, is a quick call to a 1-800 number your best option? Life insurance can cover more than funeral expenses. It can be a financial tool for retirement, bridge the income gap, protect a business or lifestyle, and provide options for life events such as college funding and end of life expenses. Insurance can be complicated. Our agents are licensed, local residents who are here to guide you and discuss the wide variety of options available to meet your goals.

As an independent agent, we represent you and will work with multiple carriers to find the best term life, whole life, or universal life product and answer all your questions. Relationships are built on trust and that is why we take the time to get to know you and your insurance needs.

  • Term Life Insurance – Simple and straightforward. Select the amount and length of time you want coverage.
  • Whole Life Insurance – Also referred to as Permanent Life. Premiums stay the same. Coverage for your entire life.
  • Universal Life Insurance (UL) – Increased flexibility. Premiums vary according to earnings and financial indexes.
  • Variable Universal Life Insurance (VUL) – Similar to Universal Life with added ability to invest in variable stock/bond market(s).
  • NEW! Living Benefit Life Insurance – Pays benefits should you suffer a chronic, critical or terminal illness.
  • Disability Insurance – Income protection if you become disabled through an accident or injury.


For Individual and Family Life and Disability related inquiries, please connect our United Insurance Health Care Team.

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