Workers' Comp
Workers' Comp
It Takes Skill to Protect Your Employees and Your Business.
SKILLS is a non-profit in central Maine that provides support and services for adults with disabilities. Originally, they had a self-funded trust to provide Workers’ Compensation coverage for their employees. United Insurance saw an opportunity to switch them to coverage in the mainstream market with MEMIC. “That’s been a real positive move and change for us,” says SKILLS Executive Director Stephanie Johnson, CPA. “United Insurance always participates at our quarterly meetings with MEMIC. Beth Smith and Patrick Gaetani are at the table with us, beside us. That’s helpful because they can advise, assist, and brainstorm with us. I feel like they are an advocate on our behalf.”
Don’t let an employee’s job-related injury also hurt your business.
Not only will workers’ compensation insurance cover the cost of medical treatment for employees injured on the job, it also provides disability income should the employee require time off because of the injury. These types of expenses could potentially cost your business thousands of dollars. Don’t try to go at it alone.
If your business is seasonal, there is a payment option that aligns your workers’ compensation policy with your business trends. It’s often referred to as “pay as you go” and it pro-rates your premium to line up with your seasonal revenue fluctuations. We also offer online claim reporting and other options to simplify your paperwork and reduce the burden of managing your policy.
There are lots of options out there and determining the right amount of coverage can sometimes be confusing. Let us help you protect your employees in the event of an injury on the job.